Why People in Their 20s and 30s Need a Will

The average age at which UK adults write their first will is over 50. For the 59% who still don't have one at all, the most common explanation is simple: "I'm too young." But age is not what determines whether you need a will. Your circumstances do — and for millions of people in their 20s and 30s, those circumstances already demand one.

You're in a Relationship but Not Married

Cohabiting couples are the fastest-growing household type in the UK. They are also among the most legally vulnerable. Under the rules of intestacy, an unmarried partner inherits nothing automatically — regardless of how long you've been together, whether you share a home, or how intertwined your finances are.

Without a will, your estate passes to your parents, your siblings, or more distant relatives — while the person you live with is left with no legal entitlement. A will, or better still a pair of mirror wills, closes that gap entirely and costs less than a night out.

You Own Property

If you've bought a home — alone, jointly, or as a first-time buyer — you have a significant asset that needs directing. The way property is owned matters: jointly owned property as "joint tenants" passes automatically to the survivor, but property owned as "tenants in common" (common in shared ownership) forms part of your estate and must be covered by your will. Without one, your share goes wherever the intestacy rules direct it — which may not be where you intend.

You Have Young Children

If you have children under 18, a will is not optional — it's urgent. Without one, no guardian is legally nominated. A court must decide who raises your children, a process that can be contested, slow, and deeply distressing. A will lets you name the person you trust, with a substitute named as backup. It also establishes a financial trust ensuring your estate supports your children through to adulthood rather than passing to them as a lump sum at 18.

You Have Digital Assets

Younger adults often hold more in digital assets than they realise — cryptocurrency, online investment accounts, subscription services with real value, and cloud-stored media with irreplaceable sentimental worth. None of these are addressed by intestacy law. A will is the only way to ensure they're handled according to your wishes.

It Takes 20 Minutes and Costs £19.99

The last excuse for not having a will is cost and effort. Wills Assured removes both. A legally binding will takes under half an hour to complete via a plain-English guided questionnaire. A single will costs £19.99. Mirror wills for couples cost £29.99. Writing a will has never been more accessible — and there has never been less reason to wait.